by Kenny | Feb 28, 2022 | Uncategorized
By Sarah Brenner, JD Director of Retirement Education On February 23, 2022, the IRS released the long-awaited proposed SECURE Act regulations. The new regulations clock in at 275 pages and offer guidance on many SECURE Act rules. They also include a few surprises.... by Kenny | Feb 24, 2022 | Uncategorized
By Andy Ives, CFP®, AIF® IRA Analyst Question: If an 80-year-old converts his IRA to a Roth account and dies the following year, when can the beneficiaries begin withdrawing money tax-free from the Roth? Do the beneficiaries have to wait for the expiration of the... by Kenny | Feb 23, 2022 | Uncategorized
By Ian Berger, JD IRA Analyst The amount of annual pre-tax deferrals and Roth contributions you can make to a 401(k) plan is limited by the tax code. If you exceeded that limit in 2021, time is of the essence to correct the error. If you don’t act quickly, the tax... by Kenny | Feb 21, 2022 | Uncategorized
Weekly Market Commentary -2/18/2022 -Darren Leavitt, CFA Global financial markets traded lower for the week as Russian-Ukraine tensions dominated headlines. The Federal Reserve’s policy rate path continued to be debated off the back of another hot inflation print of... by Kenny | Feb 21, 2022 | Uncategorized
By Ian Berger, JD IRA Analyst The federal ERISA law gives spouses of plan participants in ERISA-covered plans certain rights to the participant’s account. There are two types of ERISA financial protection for spouses. Spouses of IRA owners usually don’t have similar... by Kenny | Feb 17, 2022 | Uncategorized
By Ian Berger, JD IRA Analyst Question: I am 66 years old and live on Social Security and other retirement income. Additionally, I have about a half million dollars in pre-tax 457(b) funds that I do not need for current expenses. Are these funds in the pre-tax...