by Kenny | Nov 19, 2020 | Uncategorized
By Ian Berger, JD IRA Analyst Question: Good Morning, We have a client that passed away in November of 2019 at the age of 85. Her beneficiaries would be required to take their RMD in 2020. Are they eligible under the CARES Act to forgo that RMD for this year? Thank... by Kenny | Nov 18, 2020 | Uncategorized
By Ian Berger, JD IRA Analyst We continue to get questions about the limits that apply for folks who participate in multiple company savings plans at the same time or who switch jobs in the middle of the year. What’s confusing is that there are two limits – the... by Kenny | Nov 16, 2020 | Uncategorized
Weekly Market Commentary 11/13/2020 -Darren Leavitt, CFA Financial markets rallied to all-time highs on news that Pfizer and BioNTech have a 90% effective Covid-19 vaccine. The news induced a robust rotation trade out of Mega-cap Technology shares into value-oriented... by Kenny | Nov 16, 2020 | Uncategorized
By Andy Ives, CFP®, AIF® IRA Analyst With Veterans Day being just last week, an overview of two military retirement benefits felt like an all-important and appropriate topic of discussion. One benefit pertains to a penalty exception for accessing retirement dollars... by Kenny | Nov 12, 2020 | Uncategorized
By Sarah Brenner, JD Director of Retirement Education Question: Is there any problem with someone who is self-employed and has an active SEP making a deductible SEP contribution and an IRA QCD after age 70 1/2? In this case, the QCD would come from the IRA while the... by Kenny | Nov 11, 2020 | Uncategorized
By Sarah Brenner, JD Director of Retirement Education Both Roth 401(k)s and Roth IRAs offer the ability to make after-tax contributions now in exchange for tax-free earnings down the road if the rules are followed. However, there are some important differences between...